- Choose quality over quantity. With every decision you meet, try to choose quality over quantity. It’s not important to have as many possessions as possible. All that matters is to have quality things that add real value to your life. It’s far better to have a few possessions you really love instead of having tons of mediocre, dull and boring things.
- Free yourself from consumerism. Don’t let your buying habits be dictated heavily by crafty marketers. Advertising creates artificial needs for things that you don’t even need. It will greatly simplify your life. Not only will you buy less, but you will actually start to need less as well. It is so awesome once you discover that you don’t need all those fancy and expensive toys. Especially when you get bored of stuff in a couple of years.
- Evaluate your time commitments. You can simplify a great deal of your life by prioritizing your commitments and removing those that are leading you nowhere. It can help you to de-clutter your time schedule significantly. Living simply means to stop filling your days from morning to evening with time intensive commitments. Focus on meaningful and important commitments and let go of unproductive and insignificant ones.
- Do more of what you love. Pursue things you love. Spend more of your time with activities that fulfill you.
- Learn to be content with less. Humans tend to strive for ever more. We continuously seek to get more and more, without ever reflecting this attitude. But it’s important to realize that we will never reach a point where we actually have enough. There will always be new gadgets, faster cars and more fashionable clothes. All these material things continuously keep feeding our ingrained desire of having more and more. Simplicity can introduce an end to this cycle. By learning when enough is enough, you can greatly simplify many aspects of your life.
- Put your finances on autopilot. Simplify your finances by setting your bills to be automatically deducted from your account when due. If you’re still writing checks, you’re wasting time. Similarly, see if you can set up your paycheck on direct deposit. Have money automatically go into a savings account where you will never have the urge to touch it unless its needed for a specifc purpose.
- Get rid of your credit cards. Throw away all your credit cards. If you really, really need a credit card, or put them in a plastic baggie in the freezer. Paying off you debt is one of the biggest keys to simplify your life. It is important to have 2 tradelines if you want to purchase a home, so don’t close you accounts once you’ve paid them off, but learn to stop using credit.
- Live in a smaller space. One of the biggest mistakes that people make when it comes to home buying is that they buy too much house. Spaces go unused and there is more to maintain. Be contecnt in a smaller space and it will free up more of your time.
- Decorate Simply. You don’t need a lot of money or a lot of things to make things look pretty. Focus on the items you need and then add a few simple accessories to help bring them out and look pretty. Shop flea markets, thrift stores, and discount furnishing places to save money.
- Always ask the all-important question. Whenever you meet a decision, ask yourself if it simplifies your life. If it doesn’t, consider if it’s the right decision.
Hi, I'm Monica. I love helping people obtain the dream of home ownership, while living a simple life. I am a Real Estate & Mortgage Broker and a Relocation guru. I also love pretty spaces. Read More
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What My Clients Have To Say
“Working With Monica Has Been Amazing! She is Eager To Help, Resourceful And Extremely Knowledgeable. Thanks To Her I Was Able To Refinance My Home And Pay All My Debt In Less Than A Month . Now I Am Living Stress Free And Have So Many New Financial Opportunities! I Highly Recommend Her To You If You Are In Need Of Any Financial Assistance.”
“My husband and I worked with Monica for 4 weeks .We learned SO much from someone who actually cared about us, our budget/financial security, and our wellbeing. She answered all of our questions, help us set goals, and really opened our eyes to what’s important for us to focus on! I can’t say enough about how amazing Monica is and how excited we are to work with her again in the future!